Virginia’s Trusted Debt Advocate
Our specialized team at DeGuzman Law, PLLC understands that dealing with debt and creditor collection efforts can be very stressful. For over a fifteen years, Attorney Christian D. DeGuzman has dedicated his practice to helping individuals and businesses in Hampton Roads, the Eastern Shore of Virginia and beyond overcome debt through Chapter 7 bankruptcy, Chapter 13 bankruptcy as non-bankruptcy debt settlement alternatives.
Consumer Bankruptcy
Bankruptcy is a legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor.
Whether you are facing a foreclosure or repossession, a judgment, garnishment, bank levy, harassing phone calls from a creditor or collection agency, a tax lien, whether you are past-due on child support or spousal support, or whether you simply want to improve your credit with a “fresh start”, DeGuzman Law’s debt relief and bankruptcy legal clinic will provide you with tailor-made solutions designed to address your specific financial problem.
Other Specialities
-
Debt Settlement
Debt settlement is also called debt reduction, debt negotiation or debt resolution. Settlements are negotiated with the debtor’s unsecured creditors. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely.
-
Creditor's Rights
Creditors‘ rights are the procedural provisions designed to protect the ability of creditors—persons who are owed money—to collect the money that they are owed. The rights of a particular creditor usually depend in part on the reason for which the debt is owed, and the terms of any writing memorializing the debt.
-
Immigration
Federal immigration law determines whether a person is an alien, and associated legal rights, duties, and obligations of aliens in the United states. It also provides means by which certain aliens can become naturalized citizens with full rights of citizenship. Immigration law determines who may enter, how long they may stay and when they must leave.
